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It's true. I still made investment contributions despite having over $70,000 of debt. Here are my rules when it comes to investing when you have debt: Invest in your employer-sponsored retirement account (401k, etc.) up to the given employer match. Pay off high-interest debt before investing beyond your employer match. If you pay a higher rate on your credit cards than the return you get from investing, it's a lose-lose scenario. There is a difference between gambling and smart investing. Make s
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If you’re waiting for certainty before you move, you’ll wait forever. I didn’t start because I had guarantees, I started because I decided to take responsibility for my future and invest in myself. The Quiet Money Method isn’t about hype or shortcuts. It’s about learning a real skill, showing up consistently, and letting results compound over time. If you’ve been feeling that nudge to do something different… maybe this is it. ✨Personal experience shared. Results vary. Educational purposes only.✨
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