Have your spouse set up a free account at socialsecurity.gov so you can see how much your spouse is eligible for at his full retirement age. How much you will be able to draw as a spouse is based on your age when you want to draw spousal benefits. See the link in my bio to get my free Social Security and Medicare cheat sheet and it will show you the percentage of reduction you get when you draw spousal benefits earlier than your full retirement age. | Sylvia Gordon