Not every debt payment is set in stone. Here's where negotiating could help lower what you owe.

Debt relief promises a fresh start, but the fine print actually determines how much debt disappears in the process.

Worried about your card account going to collections? You may have more control over that debt than you think.

Rising credit card balances and stubbornly high interest rates are putting more borrowers in difficult positions right now. And, the economic landscape certainly isn't helping either, considering that ...

If you’re overwhelmed by credit card balances, personal loans, and mounting interest, you may be looking for more than a temporary fix. Debt settlement is one strategy that can help people in real ...

Borrowers are carrying record levels of credit card debt across the nation right now, and with average credit card interest rates still hovering close to 22%, many are finding themselves in serious ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...

Throughout 2025, Goodwin tracked nine enforcement actions concerning debt collection, a significant drop from the 16 actions tracked in 2024. Of those actions, six were handled by the Federal Trade ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...

A new program is now available in Minnesota to help you settle debt that you are accountable for. “Minnesota is one of 33 states where we offer the debt resolution plan, where we can help consumers ...

That concern isn't unfounded, either. Creditors and debt buyers have many tools at their disposal to collect what you owe, and given today's uncertain economy, they are becoming increasingly ...