Indemnity or benefit plan: How can I ensure my child's health insurance plan covers emergencies, surgeries, and unexpected medical conditions?

Choosing the right health insurance plan for your child requires more than comparing premiums. Parents must evaluate coverage ...
Heartland

Longing for the Days of Indemnity-Style Health Insurance – Commentary

Obamacare plans have reached the edge of a cliff. The U.S. government has shut down because Democrats and Republicans disagree on how much taxpayers should subsidize premiums. Health care is a service ...
Becker's Hospital Review

Feds drop push to end fixed indemnity health plans

Federal officials have ended their latest efforts to ban the sale of stand-alone fixed indemnity insurance plans that do not meet the standards of the Affordable Care Act, reports The Wall Street ...
Insurancenewsnet.com

Empowering Medicare Advantage enrollees with hospital indemnity plans

A hospital indemnity plan sometimes gets lost in the noise of all the options you’re encouraged to offer to clients. However, pairing Medicare Advantage with a HIP can help ensure you’re offering ...
Morningstar

Guardian and Carrot partner to integrate fertility health and family-building support into hospital indemnity insurance, designed to inspire well-being®

NEW YORK, June 23, 2025 /PRNewswire/ -- The Guardian Life Insurance Company of America® (Guardian) has announced a new partnership with Carrot, the leading global fertility, family-building, and ...
Health Affairs

The Peddling Of “Junk Plans” To Consumers Facing Higher Insurance Premiums

The 2025 Affordable Care Act (ACA) open enrollment period has been a difficult one, as Marketplace enrollees are facing significant premium hikes for 2026 coverage. When Marketplace coverage—which has ...