Confusing policy language, rising construction costs and lengthy claim resolution timelines can leave families scrambling — ...

Replacement cost insurance allows homeowners to repair or replace their eligible belongings at today’s value following a covered claim. While most homeowners insurance policies include replacement ...

Extended replacement cost coverage is worth considering if you want an extra buffer against being underinsured. Many, or all, of the products featured on this page are from our advertising partners ...

When a storm, fire, or burst pipe wrecks your home, the most important line in your policy is not the deductible, it is whether your payout is based on replacement cost or actual cash value. That ...

With guaranteed replacement cost, you don’t have to worry about gaps in coverage that could leave you financially vulnerable after a disaster. Many, or all, of the products featured on this page are ...

Homeowners insurance isn’t just about picking a policy and crossing your fingers after you buy your home. It’s about making sure your coverage truly reflects what it would cost to rebuild it. That’s ...

Albert Phung has 7+ years of experience as a process improvement consultant for several businesses; currently with Alberta Health Services. Doretha Clemons, Ph.D., MBA, PMP, has been a corporate IT ...

Your home may be the biggest investment you’ll ever make. To help you protect that investment, here is some important information from State Farm Fire and Casualty Co. to consider when determining the ...